Alman Partners

Fearing the Finish

Have you ever considered the psychological impact of moving from

Superannuation Mackay - hand holding gold coins with plant sprouting from them to indicate growing your super

From Rags to Riches to Rags

Among wealth advisers there is a saying, the first generation makes it, the second spends it and the third blows it.

Behind the Scenes

In March this year, Lia, Kelsey and Paul attended a

Who said you can’t beat the market

Over the years, our firm has argued that it is

Putting the human into investing

What’s the ideal investment strategy? Is now a good time to be in shares? How do you get a decent return on cash investments? Should currency risk be hedged?

Questions of this kind, often seen in the financial media, tend to confuse means with ends. The answer in every case is “it depends”.

What happens if you miss the best 25 days of returns on the Australian Share Market?

At Alman Partners True Wealth we have always advocated our clients to be diversified and patient investors. In the example below, this portfolio is invested into the top 300 Australian shares be size. If you stayed invested for the full time you received an 8% annualised return. If you missed the best 25 days your return dropped to less than 1%.

Warren Buffet makes $1million bet. On what you may ask?

Warren Buffett is the second richest man in the world because of his extraordinary performance as an investor. In contrast to his skill and good fortune, he has been quoted many times that he believes most institutions and mum and dad investors are better off investing in low-cost index funds. In fact, he has instructed via his Will that his estate be invested into index funds for his beneficiaries, having said that, the bulk of his estate has been left to a charitable foundation, so the kids may only get $1 billion each. How will they ever survive? Anyway back to the bet.

Simple can be harder than complex

“Simple can be harder than complex: You have to work hard to get your thinking clean to make it simple. But it’s worth it in the end because once you get there, you can move mountains.” Steve Jobs

Alman Partners meet with PM & Treasurer

With an election year coming up, the media is rife with speculation around proposed changes to tax law and superannuation. The Federal Government is planning to announce their policy in the May Budget. Certainly superannuation is in the sights of both parties, and as you would know Capital Gains Tax on property is part of the opposition’s policy.

Easy tools for personal budgeting

Budget! Ugh, it’s almost a swear word. After the holiday

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